The following terms and conditions (the “Terms”) are entered into by and between you and Suitably Balanced LLC (“we”, “us”, or “our”) and govern your access to and use of www.suitablybalanced.com (the “Website”), including all content, functionality, and services offered on or through the Website by Suitably Balanced LLC.
Please read these Terms carefully. By visiting and using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated herein by reference.
If you do not agree to these Terms, you must not access or use the Website.
The Website is offered and available to users who are 18 years of age or older. By using the Website, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.
Our Intellectual Property Rights
The Website contains materials protected by intellectual property laws, including without limitation text, content, logos, photos, videos, music, artwork, designs, graphics, forms, programs and other downloadable resources.
You are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download from the Website strictly in accordance with these Terms. You may view, download, print, email and use materials from the Website for your personal, noncommercial purposes only. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or any of the resources available for download from the Website.
Notwithstanding the foregoing, templates and forms may be modified solely for the purpose of being completed for personal use, and no other modification or derivative use is permitted.
Our content is not for resale. Your use of the Website or any of the resources available for download from the Website does not transfer any ownership rights to you. You cannot make any unauthorized use of any protected content, and you will not delete or alter any proprietary rights or attribution notices in any content.
Our name, logos, product and service names, and designs are our trademarks. You cannot use our trademarks without our prior written permission. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.
Except as expressly stated in these Terms, we do not grant you any licenses, express or implied, to our intellectual property. Any reproduction or unauthorized use of any materials found on the Website shall constitute infringement.
Certain products, including paid courses and materials, may be subject to additional terms and conditions presented at the time of purchase, which shall govern in the event of any conflict.
Content You Provide
If you submit any content to us, whether through a comment or post on the Website, via email or other means, you represent and warrant that you are the owner of or have permission to share that content. You grant us a perpetual, royalty-free, worldwide, non-exclusive license to use, copy, reproduce, adapt, publish, translate, distribute, display and publicly perform the content you share, in whole or part, in any manner or medium, now known or hereafter developed, for any purpose, including commercial purposes and advertising, without compensation from us to you.
You also grant us a perpetual, royalty-free, worldwide non-exclusive license to use your name and likeness in connection with any content and materials you share with us, for any purposes, including commercial purposes and advertising. We do not; however, claim any ownership rights in your materials.
Please choose carefully the materials that you upload to, submit to, or embed on the Website. Any material you post on the Website becomes public. You are responsible for your material and for any liability that may result from the material you post.
Any communication by you on the Website, whether by leaving a comment, engaging in a public forum, submitting a contact form or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time.
We may delete or modify, in whole or part, in our discretion, any post, comment or submission to the Website. We do not, however, have any obligation to monitor posts, comments, or material submitted by third parties. We do not endorse nor make any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Website. We shall not be responsible or liable for any loss or damage caused by third-party posts, comments, or materials on the Website.
Accessing the Website
We reserve the right to withdraw or amend the Website and any service or material we provide on the Website in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.
To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. As a condition of using the Website and any resources downloaded from it, you represent that all information you provide is accurate, current, and complete. You agree that all information you provide when registering on the Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to our handling of your information in accordance with that Policy.
If you choose or are provided with a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your username, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security.
We have the right to disable any username, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.
Visitor Behavior on Website
You are strictly forbidden from the following:
- Republication of content from the Website or our services, unless content is specifically and expressly made available for republication
- Causing damage to the Website
- Using the Website for any unlawful, illegal, fraudulent or harmful purpose or activity
- Using the Website to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software
- Using the Website to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes
- Systematically or automatically collecting data from the Website
- Sharing private and proprietary information from the Website with anyone else
We may, without notice, refuse access to the Website, in whole or part, to any person that fails to comply with these Terms.
Privacy
Your use of the Website is also subject to our Privacy Policy, which informs you of our data collection practices. Your agreement to our Privacy Policy is incorporated into these Terms.
Use of Cookies and Social Media Tracking Technologies
We reserve the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media website. We reserve the right to use these pixels in compliance with the policies of the various social media sites.
DISCLAIMERS
Educational and Informational Purposes Only
The information contained on the Website and the resources available for download through the Website are for educational and informational purposes only.
No Professional Advice
The information contained on the Website and the resources available for download are not intended as, and shall not be understood or construed as financial, legal, medical, psychological, or similar professional services or advice. None of the content or information available on the Website are intended to be a substitute for professional advice you can receive from a professional who is aware of the facts and circumstances of your individual situation.
We have done our best to ensure that the information provided on the Website and the resources available for download are accurate and provide valuable information. However, nothing available on or through the Website should be interpreted as a substitute for professional advice or as a recommendation that you refrain from consulting a qualified professional regarding your specific situation. We expressly encourage you to seek advice from a professional.
We are not liable or responsible for any errors or omissions on the Website or for any damage you may suffer as a result of relying on the information provided or failing to seek advice from a qualified professional familiar with your circumstances.
NO GUARANTEE OF RESULTS OR EARNINGS
You agree that Suitably Balanced LLC has not made and does not make any specific representations about the earnings or results you may receive. We cannot and do not guarantee that you will achieve any particular result or earnings from your use of the Website or any of the content or information made available through the Website, and you understand that results and earnings differ for each individual. You recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond our control or knowledge.
You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others applying the principles set out in the Website are no guarantee that you or any other person or entity will be able to obtain similar results
User’s Personal Responsibility
By using the Website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on the Website or the resources available for download from the Website. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on the Website.
Email and Other Electronic Communications
Visiting the Website or sending us emails constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.
We would be pleased to communicate with you by e-mail, and there are various places on this Website that provide you the ability to send an electronic communication to us. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship. We will take reasonable steps to ensure that any communications remain confidential; however, we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.
Links to Third-Party Products, Services, or Sites
Any links to third-party products, services, or sites are subject to separate terms and conditions. We are not responsible for or liable for any content on or actions taken by such third-party company or website. Although we may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.
No Warranties
WE MAKE NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THE WEBSITE.
THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS OR SERVICES OFFERED ON OR THROUGH THE WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, SUITABLY BALANCED LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE WEBSITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation of Liability
You agree to absolve Suitably Balanced LLC of any and all liability or loss that you or any person or entity associated with you may suffer or incur as a result of use of the information contained on the Website and/or the resources you may download from the Website. Suitably Balanced LLC shall not be liable for any indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use, the Website, including its materials, products or services, or third-party materials, products or services made available through the Website.
International Users
The Website is controlled, operated, and administered from our offices within the United States. We do not represent that materials on the Website are appropriate or available for use in other locations. If you access the Website from a location outside the United States, you choose to do so on your own initiative and are responsible for compliance with all local laws, if and to the extent local laws are applicable. You agree that you will not use the content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Indemnification
To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Suitably Balanced LLC, our officers, directors, employees, agents, and third parties, from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Website, our services, any user postings made by you, your violation of these Terms or your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations. We reserve the right, at our own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with us in asserting any available defenses.
Changes to the Terms
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.
If you have any questions or concerns about these Terms, contact [email protected].
Legal Disputes
These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without giving effect to its conflict of laws principles. The nearest state and federal court to Hamilton County, Tennessee shall have exclusive jurisdiction over any case or controversy arising from or relating to the Website, including but not limited to the Privacy Policy or these Terms. By using the Website, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum non conveniens.
Each of us agrees to waive any right to bring or participate in any class, collective, or representative action and agree to limit any litigation to individual claims we may have against one another.
The prevailing party in any dispute between us arising out of or related to these Terms, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other.
Severability
If any provision of these Terms is held invalid or unenforceable, the remainder of these Terms will remain in full force, and the invalid or unenforceable provision will be replaced by a valid or enforceable provision.
Entire Agreement
This is the entire agreement and reflects a complete understanding between you and Suitably Balanced LLC with respect to the subject matter. This agreement supersedes all prior written and oral representations.
Contact Us
Suitably Balanced LLC welcomes your questions or comments regarding the Terms:
Email Address: [email protected]
Updated on November 15, 2025